Own your wellness.

Get the treatment you want today,
pay later.

Nothing to pay today

We pay the practice,
you proceed with treatment.

Interest free

Easy interest free payments.
No hidden fees.

Flexible repayments

Pay us back how you like –
weekly, fortnightly or monthly.

Reusable account

A reusable account with a
limit that suits your needs.

We’ve partnered with Zip to make treatment more accessible.

Zip has two accounts to suit your treatment bill.

For smaller treatments

Up to $1,000

Account limits
Up to $1,000
Interest free period
Always interest free
Establishment Fee
Minimum repayments
Monthly fees
$6/month (waived if you have no balance)

For larger procedures

Over $1,000

Account limits
$1,000 – $15,000
Interest free period
Up to 6 months interest free
Establishment Fee
$0 – $99 (one off fee added to your balance)
Minimum repayments
From $40/month or 3% (whichever is greater)
Monthly fees
$6/month (waived if you have no balance)

How to use Zip at Campbelltown Dental Care


Book your appointment today.


Create your Zip account. Make payments up to your limit.


Pay it back in full, or over time from just $40 a month.

All you need is:

  • A valid email address and mobile number.
  • Be at least 18 years old.
  • Be an Australian Citizen or Permanent Resident.
  • Have a good credit history.
  • Read more about what you need to apply for Zip Pay and Zip Money.

How to use Zip:

  • Choose the account that’s right for you.
  • Sign up and get a decision in minutes.
  • Select Zip at reception.
  • Log into your account to set up your a repayment schedule to suit your lifestyle.
  • Reuse your account anywhere you see the Zip logo.

Fees & interest:

We understand that going to the dentist can be prohibitively expensive, especially if it’s an emergency that comes from chipping a tooth or suddenly developing a toothache. But if treatment is delayed, your teeth and overall health can suffer as a result. For this reason, it’s vital to receive the dental treatment you need as soon as you can.

At Campbelltown Dental Care, we aim to alleviate financial pressure and help fit important dental work into your budget by offering an interest-free, no deposit payment plan. We also offer zipPay – a flexible new payment system that allows you to buy products or take advantage of services now and pay later. Perfect for those unforeseen trips to the dentist for you and your family!

What is zipPay and How Does it Work?

zipPay is a multi-purpose account that allows you to shop on the internet or take advantage of services in-store up to an approved account limit. You have the flexibility to pay within a determined interest-free period from the date of purchase, or pay later with a competitive interest rate, with monthly repayments starting at just $40. For more information on zipPay, including interest rates, fees and charges, click here to read our zipPay page.

Flexible Payment Options to Help You

No one plans to chip a tooth or require an emergency filling, but when the worst occurs, it’s important to seek treatment as soon as possible. To discuss our payment plan options that allow for treatment sooner rather than later, contact Campbelltown Dental Care today.

The smarter way to pay for what you want today

Reusable account

We give you one account with one monthly statement, no matter how many times you shop

Interest free

Easy interest-free terms. No hidden fees or upfront payments

Flexible payments

Choose repayments that suit your lifestyle – weekly, fortnightly or monthly

We own easy

We make it easy for you to never pay interest again. Simply pay off your purchase before the interest free period ends, and you get to enjoy what you love even more.

Interest free. Easy as.

What is Zip Money?
Zip Money is a reusable account that lets you buy now and pay later. Shop online and instore up to your account limit, then set flexible repayments to suit your lifestyle. There’s no deposit and every purchase comes with it’s own interest-free period.
How does it work?
Apply and get a decision in minutes. Once approved, start shopping online and instore, anywhere you see Zip at checkout. That’s it – the items are all yours, with nothing to pay today. Simply pay over time with great interest-free terms on every purchase.
How do repayments work?
Repayments start from just $40 a month and are based on your account’s credit limit. Simply choose from weekly, fortnightly or monthly, and pay any amount you like as long as you meet the monthly minimum for your account (outlined in your contract).

Every Zip Money purchase comes with an interest-free period. Pay off your purchase within this period and you won’t pay any interest. After this period, a standard interest rate of 19.9% will apply to any remaining balance.

You can also make additional payments at any time, and there are no penalties for paying off your purchase early. Finally, if there’s nothing owing on your account, there’s nothing to pay and no fees. Your account simply remains active until you’re ready to make a purchase.

Am I eligible for Zip Money?
To be eligible to apply for a Zip Money account, you need to:

  • Be an Australian citizen or permanent resident
  • Be at least 18 years of age
  • Be employed in some capacity, earning more than $300 per week
  • Have not declared bankruptcy or insolvency

We’ll then apply our lending criteria to each application.

What are the fees and interest?
Every Zip Money purchase comes with a minimum of a 3-month interest-free period with some retailers offering up to 50 months interest-free. After the interest-free period, a standard interest rate of 19.9% p.a. applies.

There may be a one-off set-up fee depending on your account limit, which we’ll add this to your balance so there’s nothing to pay upfront. There’s a $6.00 monthly account fee, which is waived if your closing balance is paid by the due date. No balance no fee

Finally, we may charge a $15 late payment fee if you don’t meet the monthly minimum and a $5 bank dishonor fee if your scheduled payment was rejected or dishonored by your bank. That’s it.

How do refunds work?
Start by speaking to the retailer – if they agree, they will process the refunded amount which will appear back in your Zip account. If a refund puts your Zip account in credit, you can contact us to have the amount refunded to your bank account instead. Or, simply use it for your next purchase.